Guides & Free Tools
Make a clearer business decision with the right numbers and step-by-step guides.
10 free statutory calculators and practical Kenyan business playbooks. No sign-up required. Rates are checked against 2026 KRA, SHA, NSSF, and BRS schedules.
Section 1 · Interactive Calculators
Free Statutory & Financial Calculators
🧮 Tax and payroll
- PAYE and net pay calculator Take-home pay after PAYE, SHIF, NSSF and Housing Levy, using 2026 KRA bands. Open calculator →
- True cost of an employee Gross salary plus the employer NSSF and Housing Levy you pay on top. Open calculator →
- VAT calculator Add 16% VAT to a price, or pull the VAT out of a VAT-inclusive total. Open calculator →
- Turnover Tax or VAT? Whether your sales put you on 1.5% Turnover Tax or require 16% VAT registration. Open calculator →
- KRA and statutory deadline calendar Every monthly and annual filing date: PAYE, SHIF, NSSF and Housing Levy on the 9th, VAT on the 20th. Open calculator →
🏛️ Starting and registering
📄 Money and paperwork
- Invoice generator A PDF invoice with your logo, KRA PIN, VAT, withholding tax and M-Pesa till. No watermark. Open calculator →
- Loan repayment calculator Monthly instalment, total interest and the real annual cost of a bank or SACCO loan. Open calculator →
- Working day calculator A due date that skips weekends and gazetted Kenyan public holidays. Open calculator →
Section 2 · Step-by-Step Playbooks
Practical Business Guides for Kenya
Detailed walkthroughs on KRA compliance, business registration, cash flow, and winning customers.
Get Your Business Ready for December in Kenya
Plan December stock from last year's sales, pay staff double on public holidays, issue eTIMS invoices, spot fake M-Pesa messages and meet January KRA dates.
Profitable Business Ideas in Kenya by Budget (2026 Guide): From KSh 10,000 to KSh 5M+
A data-backed guide to starting a profitable business in Kenya across 7 realistic budget tiers. Includes itemized CapEx vs OpEx, gross margins, break-even timelines, wholesale sourcing hubs, statutory requirements, must-haves, common pitfalls, and real Kenyan case studies.
KRA cargo seals change on 26 October: what importers and transporters must do
From 26 October 2026, KRA stops using its own electronic cargo tracking seals. Goods under customs control must use seals from one of 15 KRA-approved private vendors. Here is who is affected and what to do this week.
How to price products and services in Kenya: margins, taxes, and beating price undercutting
Competing on lowest price alone kills margins and exhausts founders. Here is how to factor 16% VAT, 5% Withholding Tax, and operational overheads to quote profitably and win high-value Kenyan clients.
How to manage cash flow and stop losing money: the survival playbook for Kenyan MSMEs
Most Kenyan businesses fail not from lack of sales, but from running out of cash while profitable on paper. Here is how to fix the 30-to-90 day payment trap, plug hidden margin leaks, and build an operating cash buffer.
How to get and keep customers in Kenya: from first 10 buyers to predictable revenue
Posting on social media and hoping is not a strategy. Here is how Kenyan businesses reliably acquire corporate and retail customers, close the trust gap, and stop customer churn.
In development
What we are building next
Contract templates
Employment letters, NDAs and supplier agreements written for Kenyan law and reviewed by a practising advocate.
Monthly payroll sheet
Run PAYE, SHIF, NSSF and Housing Levy for your whole team and get the totals to file on the 9th.
Cash flow planner
See which month you run short before it happens, based on when clients actually pay.
Tell us which one you need most and we will let you know the day it is ready.
Noted, thank you.
You will hear from us the day it launches.
Want this done for you?
Calculators help once. A system does it every month.
If you are re-entering the same numbers every payday or chasing the same unpaid invoices every week, Aheri Systems, the Nairobi studio behind Biashara Pros, sets up lead follow-up, invoicing reminders and cash-flow tracking for small businesses.
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